If you are one of the companies who have had to temporality close as a result of the latest government advice, we understand that you will have enough on your mind already.
Most insurance policies do however contain a clause regarding notification to your insurer if your premises/business becomes unoccupied. Every insurers stance is slightly different and therefore we ask in the first instance that you let us know if this affects you and we can discuss with your insurers accordingly.
Our initial advice would be to ensure that all of your existing security protections and alarms have been activated and where possible premises are visited on a regular basis. We realise that subject to isolations this may not always be possible.
We are confident at this stage that there will be no cover restrictions, but we strongly recommend that you notify any change in circumstance.
By Helen Parsons – Broking Manager