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Managing the risk of Winter driving

Over the coming months, driving conditions can change daily. Most road accidents happen in the dark, rush-hour periods. We recommend planning ahead and taking your time. Yes, that’s common sense, but being prepared, staying alert and concentrating will help keep you safe!

Preparing for every eventuality, making sure you have breakdown cover within your insurance policy and being proactive will ensure you’re all set to take on the obstacles that Winter will throw our way.



It is essential to carry out the following checks prior to starting your journey:

  • Fuel (or battery!) level, as well as oil and coolant.
  • Top up screenwash with Winter formulated screenwash.
  • All electrics in working order?
  • Tyre treads all have a good tread, making sure you check your spare tyre and tyre changing equipment.
  • Brakes need to be in good order.



A gentle reminder: it’s our way of making sure you don’t forget how easy it is to slip into bad habits or a collision.

Slow Down

Aquaplaning (or hydroplaning), surface water can provide just as poor a surface on occasions as blanket snow.   When temperatures drop, especially if it has been wet during the day, there could be unexpected areas of ice. Be careful, slow down and arrive at your destination safely.

Keep things clean and clear

If you can’t see clearly through your windscreen, you’re breaking the law. Setting off with the windscreen steamed up, or coated with condensation, can earn you a fine and points on your license. It could also be the cause of an accident.

Utilise your car’s technology, but don’t let it make you complacent

Concentrate. Look out for possible problems before they happen. Anti-lock brakes are excellent, so is all-wheel-drive and independent breaking, but they’re assistance, not a remedy, to poor conditions.


Tips for driving on ice

  • Always allow extra time. Rushing means poor concentration and performance.
  • Slow down. Stopping will take longer.
  • Increase your stopping distances significantly.
  • Drive using lower gears.
  • Utilise your gears instead of heavy braking.
  • Make sure hills are clear before trying to climb or descend on possibly slippery roads.


Tips for driving in snow

  • Again, utilise lower gears.
  • Consider setting off in 2nd gear to avoid wheels spinning.
  • If you skid, release the brakes. Guide your car out of danger and try again, slowly.
  • Brake softly and well in advance.
  • Use lower gears travelling downhill and drive as slowly as possible.
  • Drive smoothly and steadily.


Driving in the rain

  • The rain affects the road surfaces and your vision.
  • Whether the rain is heavy or not, it pays to offer plenty of added attention.
  • Make sure your wipers are in good condition and working correctly.


Drive safely wherever your journeys take you this Winter.

By Gavin PadgettAccount Executive








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